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905 Percy St, Biloxi, MS, 39530

2beds
3baths
1,353sqft
$235,000
$174price/sqft
$1,870/moest. monthly cost
$74,800/yrincome needed

About This Home

Completely renovated from the inside out, this stunning 2-bedroom, 2.5-bath home offers modern style, quality craftsmanship, and exceptional investment potential. No detail was overlooked in this comprehensive renovation, featuring a new roof, new flooring throughout, new windows, new interior and exterior doors, new Hardie® board siding, new insulation, updated electrical, updated plumbing, and new sheetrock throughout. The beautifully updated interior showcases contemporary finishes, custom-tiled showers, and thoughtfully designed living spaces. Step outside to enjoy a private, fully fenced backyard complete with a privacy fence, an outdoor kitchen ideal for entertaining, and a limestone driveway that enhances both curb appeal and functionality. Previously operating as a successful Airbnb and VRBO rental, this property offers an active, transferable short-term rental license, making it a rare turnkey investment opportunity. Whether you're looking to continue its success as a vacation rental or enjoy it as your own primary residence or weekend retreat, this home offers incredible flexibility. Conveniently located less than one mile from downtown Biloxi and just a five-minute drive to the beach, you'll have easy access to casinos, dining, entertainment, and everything the Mississippi Gulf Coast has to offer. With extensive upgrades throughout and true move-in-ready condition, this is a property you don't want to miss!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
8/10
9/10
Biloxi High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles,Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Electric Cooktop,Microwave
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Primary Downstairs,Recessed Lighting,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,353
  • Total interior livable area: 1,353 sqft

Property

Details

  • Parcel number: 1410e01047.000
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Outdoor Kitchen,Private Yard
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot

Parking

  • Parking features: Driveway,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$375$4,500
Property Taxes $115$1,380
Electricity $192$2,304
Total$1,870$22,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,114/yr
40% on housing$56,100/yr
45% on housing$49,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$141
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$235,000
2020-01-17Sold--
2019-11-14Listed for sale$69,900

For Sale by Agent

AgentTanner D Albrecht
BrokerageCoastal Realty Group

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