647 Howard Ave, Biloxi, MS, 39530
About This Home
Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all three for rental income, the possibilities are endless. Easiest days to show are Tuesday and Wednesday. Must have appointment! Don't miss out on this exceptional opportunity!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Pillar/Post/Pier,Raised
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range
Bedrooms & Bathrooms
- Bedrooms: 9
- Bathrooms: 7
- Full bathrooms: 7
Features
- Ceiling Fan(s)
- Door features: Dead Bolt Lock(s),French Doors
- Window features: Vinyl
- Flooring: Vinyl,Carpet,Ceramic Tile,Tile,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 4,779
- Total interior livable area: 4,779 sqft
Property
Details
- Parcel number: 1410k01049.000
- Zoning description: Regional Business
Features
- Levels: Multi/Split
- Patio & porch: Awning(s),Deck,Porch
- Exterior features: Awning(s),Balcony,See Remarks
- Fencing: Wood,Fenced
- On waterfront: Yes
- Waterfront features: Beach Access
Lot
- Lot size: 0.51 Acres
- Features: City Lot,Near Beach
Parking
- Total spaces: 12
- Parking features: Gravel,Guest,On Site,Private
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Hail
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Harrison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,702 | $56,424 |
| Home Insurance * | $1,485 | $17,820 |
| Property Taxes | $457 | $5,484 |
| Electricity | $444 | $5,332 |
| Total | $7,088 | $85,056 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $949,900 |
| 2026-04-14 | Price change | $989,900 |
| 2026-03-24 | Listed for sale | $999,900 |
| 2025-12-19 | Listing removed | $1,074,000 |
| 2025-10-31 | Price change | $1,074,000 |
| 2025-08-16 | Listed for sale | $1,099,000 |
| 2025-07-21 | Pending sale | $1,099,000 |
| 2025-03-18 | Listed for sale | $1,099,000 |
| 2023-07-10 | Listing removed | -- |
| 2023-06-19 | Listed for rent | $5,250 |
| 2016-02-02 | Sold | -- |
| 2016-01-19 | Listed for sale | $40,000 |
For Sale by Agent
View on Zillow