See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

386 Lameuse St, Biloxi, MS, 39530

4beds
3baths
2,168sqft
$189,900
$88price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

Nestled in the heart of Old Biloxi, just moments from the back bay, this well-built brick home is full of character, space, and opportunity. Loved by the same family for generations, this 4-bedroom, 3-bath home offers a warm, welcoming feel with room to make it your own. From the moment you arrive, the charming white picket fence and inviting front porch set the tone for this classic property, full of timeless appeal. Inside, you'll find a generously sized kitchen with a dedicated dining area—perfect for gathering. Even better, the sellers are including a beautiful solid wood dining table that comfortably seats 10-12, making it ideal for hosting holidays and special occasions from day one. The current primary suite is a spacious addition at the rear of the home, offering added privacy along with its own full bath. Outside, the property features two sheds/workshops—one in good condition for storage or hobbies, and another ready for repair or replacement—plus plenty of yard space to enjoy. With its solid construction, generous layout, and prime location near the water, this home is a rare opportunity to own a piece of Biloxi history while adding your own personal touch.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Biloxi High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1955

Materials

  • Foundation: Chainwall
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Gas Cooktop
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Laminate Counters,Breakfast Bar
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Carpet,Wood,Other

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 2,168 sqft

Property

Details

  • Parcel number: 1410c03096.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Private Yard,See Remarks
  • Fencing: Front Yard

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot
  • Lot size dimensions: 52 x 174 x 53 x 174

Parking

  • Total spaces: 3
  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$303$3,636
Property Taxes $98$1,176
Electricity $201$2,419
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$141
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$199,900

For Sale by Agent

AgentMichelle C Filipich
BrokerageColdwell Banker Alfonso Realty-Lorraine Rd

Similar Homes