1309 E 28th St, Des Moines, IA, 50317
About This Home
Welcome home to this well-loved estate property offering incredible potential and wonderful indoor and outdoor living spaces! You'll love the super cute curb appeal and the bright, window-filled sunroom…a perfect spot to enjoy your morning coffee or unwind with a good book. Inside, the living room features a beautiful brick wood-burning fireplace and has been thoughtfully opened up to create extra gathering space. The kitchen offers granite countertops and marble flooring, a gas stove, refrigerator, freestanding dishwasher and microwave. The main level includes a bedroom with sliding doors to the deck and a full bath featuring marble floors and a walk-in tub for added accessibility. The partially finished lower level provides additional living space with a wood-burning stove, a non-conforming bedroom, laundry area with washer and dryer included, utility room, and a newer water heater. There are hardwood floors underneath the carpet. Step outside to enjoy the inground pool, complete with a storage shed for all your pool essentials, while the detached two-car garage with an attached workshop offers exceptional space for hobbies, projects, or extra storage. Located in an NFC lending area, eligible buyers may qualify for special financing programs, including forgivable renovation funds and down payment assistance, making it even easier to add your own personal touches and build equity. With solid bones and endless potential, this home is ready for its next chapter.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1955
Materials
- Foundation: Block,Poured
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Cable TV
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Fireplace Screen
- Fireplace: Yes
- Finished area below ground: 300
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 675
- Total interior livable area: 675 sqft
Property
Details
- Parcel number: 06003531000000
- Zoning: n3b
Features
- Stories: 1
- Pool features: In Ground
- Patio & porch: Deck
- Exterior features: Deck,Storage
- Fencing: Wood
Lot
- Lot size: 7,492 sqft
- Features: Rectangular Lot
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $852 | $10,224 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $200 | $2,400 |
| Electricity | $121 | $1,452 |
| Total | $1,297 | $15,564 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $168,500 |
View on Zillow