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332 Haise St, Biloxi, MS, 39530

2beds
2baths
1,080sqft
$120,000
$111price/sqft
$1,048/moest. monthly cost
$41,920/yrincome needed

About This Home

Affordable, Updated & Rent-Ready in Old Biloxi! Welcome to 332 Haise Street, a charming Craftsman-style cottage located in the heart of the desirable Old Biloxi area. This well-maintained home offers 2 bedrooms and 1.5 baths with approximately 1,080 heated and cooled square feet, and has been extensively updated since 2006, making it a fantastic opportunity for homeowners or investors alike. The home features handicap accessibility, including a ramp to the front porch and an accessible full bathroom—an increasingly valuable and marketable feature. Additional highlights include a durable metal roof, vinyl plank flooring throughout, and a spacious, functional kitchen with all appliances conveying, including the washer and dryer. A bonus room at the rear of the home provides flexible space that could serve as a home office, guest room, or potential additional bedroom, adding even more value. This property is move-in ready and rent-ready, ideal for those seeking affordable housing or investors looking to expand their rental portfolio with minimal upfront work. The location is hard to beat—just minutes from downtown Biloxi, casinos, beaches, and situated right along the Mardi Gras parade route, offering strong appeal for both long-term and short-term rental demand. This is an estate sale and will be sold AS-IS, WHERE IS. Cash or conventional financing only. Don't miss this excellent opportunity to own an affordable home or a solid investment in a prime Biloxi location.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
8/10
9/10
Biloxi High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Electric Range,Free-Standing Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 1410f04081.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks
  • Fencing: Chain Link,Front Yard

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 123

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$191$2,292
Property Taxes $59$708
Electricity $192$2,304
Total$1,048$12,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,931/yr
40% on housing$31,440/yr
45% on housing$27,946/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$142
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$123,500
2026-01-29Listed for sale$125,000

For Sale by Agent

AgentJonathan D Griffin
BrokerageKeller Williams

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