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About This Home

Investment Opportunity - Fixer-Upper in the Heart of Downtown Biloxi! Unlock the potential of this prime real estate investment located in the heart of downtown Biloxi! This fixer-upper offers an incredible opportunity for investors, renovators, or buyers looking to create a custom property in one of the Gulf Coast's most desirable areas. Situated just minutes from world-famous casinos, beautiful beaches, local restaurants, shopping, and entertainment, this property places you right in the center of everything Biloxi has to offer. Its convenient location also provides easy access to Keesler Air Force Base, making it appealing for military personnel, long-term renters, and future resale potential. With vision and updates, this property has the potential to become a stunning primary residence, vacation home, short-term rental, or income-producing investment. Enjoy the benefits of downtown living, coastal attractions, and strong rental demand while adding value through renovation. This home features a brand new roof! Property Highlights: Prime downtown Biloxi location Fixer-upper with renovation potential Minutes from casinos, beaches, dining, and entertainment Convenient to Keesler Air Force Base Excellent opportunity for investors and contractors Potential for long-term rental, vacation rental, or personal residence Don't miss this chance to transform a property in one of the Gulf Coast's most exciting markets. Bring your ideas and make this Biloxi investment opportunity shine!

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Getting Around

Somewhat Walkable

Very Limited Transit

Bikeable

Schools

7/10

Gorenflo Elementary SchoolGrades 1-40.8 mi

8/10

Biloxi Junior High SchoolGrades 7-83.7 mi

9/10

Biloxi High SchoolGrades 9-123.5 mi

Construction

Condition

Property condition: Fixer
Year built: 1950

Materials

Foundation: Combination,Raised
Roof: Architectural Shingles
Construction materials: HardiPlank Type

Type & Style

Home type: SingleFamily
Architectural style: Traditional
Property subType: Residential,Single Family Residence

Interior

Appliances

Appliances included: None

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating & Cooling

Heating features: None
Cooling features: None

Interior Area

Total structure area: 810
Total interior livable area: 810 sqft

Property

Details

Parcel number: 1410e06114.000

Features

Levels: One
Stories: 1
Patio & porch: Front Porch
Exterior features: None
Fencing: Back Yard,Fenced
On waterfront: Yes
Waterfront features: Beach Access

Lot

Lot size: 5,227 sqft
Features: City Lot

Parking

Total spaces: 2
Parking features: Driveway,Direct Access
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneRelatively High
Coastal FloodingModerate
Cold WaveModerate
Heat WaveModerate
LightningModerate
TornadoModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$505	$6,060
Home Insurance *	$159	$1,908
Property Taxes	$49	$588
Electricity	$192	$2,304
Total	$905	$10,860

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$36,200/yr

35% on housing$31,028/yr

40% on housing$27,150/yr

45% on housing$24,133/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%

9.3%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: 3.1%

3.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$142

Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113