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3516 River Ridge Dr, Diberville, MS, 39540

5beds
4baths
3,773sqft
$540,000
$143price/sqft
$3,939/moest. monthly cost
$157,560/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 3.5 bath two story brick home located in desirable Riverwalk Subdivision. Designed with room for everyone, this home features a formal living room, a welcoming gathering room and a versatile bonus room-perfect for a home office, media room, playroom or guest space. The private primary suite is conveniently located on the main floor and offers a true retreat with a luxurious jetted jacuzzi tub, separate shower, double vanity, private water closet and his and her walk in closets. Outside you'll appreciate the double garage along with an additional side parking and rear parking area, providing ample space for multiple vehicles, boats, trailers or guests. Whether your hosting family gatherings or weekend get togethers, this home is built for entertaining both inside and out. As a resident of Riverwalk, you'll also enjoy exclusive neighborhood amenities, including a private gated boat launch and waterfront picnic area making it easy to enjoy boating and fishing. Call to make your appointment to view this home today!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Diberville Middle SchoolGrades 4-81.5 mi
8/10
7/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,High Ceilings,His and Hers Closets,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Ceramic Tile
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,773
  • Total interior livable area: 3,773 sqft

Property

Details

  • Parcel number: 1408e01005.013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard,Partial
  • Waterfront features: River Access

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Coastal Flooding
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$594$7,128
Property Taxes $265$3,180
Electricity $350$4,210
Total$3,939$47,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,051/yr
40% on housing$118,170/yr
45% on housing$105,040/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 39540$117
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39540$152
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$500,000
2026-07-24Listed for sale$540,000
2010-10-21Listing removed$350,000
2010-09-30Listed for sale$350,000

For Sale by Agent

AgentLisa R Byrd
BrokerageFidelis Realty, LLC.

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