See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3487 Wells Ferry Cv, Biloxi, MS, 39532

4beds
4baths
3,600sqft
$625,000
$174price/sqft
$4,409/moest. monthly cost
$176,360/yrincome needed

About This Home

Experience the ultimate Gulf Coast waterfront lifestyle at **3487 Wells Ferry Cove**! This exceptional 4-bedroom, 3.5-bath home offers approximately 3,600 square feet in the sought-after Wells Ferry Landing community. Designed for boating and outdoor enthusiasts, it features a **private dock**, **floating dock**, and quick access to the **Tchoutacabouffa River**, Biloxi Bay, and the Gulf. Inside, enjoy spacious living areas, a chef's kitchen, custom finishes, a beautiful fireplace, and a luxurious primary suite with a double-sided fireplace, spa-inspired bath, and oversized walk-in closet. The lower level includes a full bath and outdoor shower, while the double-fenced backyard provides space for children and pets. Abundant garage and covered parking offer room for boats, golf carts, and recreational gear. Conveniently located just minutes from beaches, casinos, dining, shopping, and I-10, this home is perfect as a primary residence, family retreat, or waterfront getaway. **Pool table, washer and dryer convey at no value. Select furnishings may also be purchased separately.** Read agent remarks ******

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1995

Materials

  • Foundation: Pilings/Steel/Wood
  • Roof: Architectural Shingles
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Range,Built-In Refrigerator,Convection Oven
  • Laundry features: Laundry Room,Main Level,See Remarks

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Elevator,Kitchen Island,Walk-In Closet(s)
  • Window features: Blinds,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Bath,Bedroom,Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Hallway(s),Central Living Area,Visitor Bathroom

Details

  • Parcel number: 1408e02001.003
  • Zoning description: Single Family Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Porch
  • Exterior features: Dock,Elevator,Outdoor Shower
  • Fencing: Back Yard,Fenced
  • On waterfront: Yes
  • Waterfront features: Seawall,River Front

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 54 x 102 x 97 x 116

Parking

  • Total spaces: 2
  • Parking features: Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Coastal Flooding
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$608$7,296
Property Taxes $307$3,684
Electricity $334$4,016
Total$4,409$52,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,165/yr
40% on housing$132,270/yr
45% on housing$117,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 39532$167
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39532$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$599,000
2026-07-15Listed for sale$625,000
2025-09-23Listing removed--
2025-06-25Listed for sale$575,000
2025-06-18Listing removed--
2025-03-17Listed for sale$585,000

For Sale by Agent

AgentHolly J Gibbs
BrokerageCrescent Sotheby's International

Similar Homes