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116 Hickory St, Pass Christian, MS, 39571

3beds
3baths
1,687sqft
$544,900
$323price/sqft
$3,636/moest. monthly cost
$145,440/yrincome needed

About This Home

This beautifully designed elevated home is ready to be built and fully customizable to your preferences. The current floor plan features a raised foundation with covered parking, a front porch entry, and an open-concept layout with large windows and modern finishes. Work with the builder to personalize the layout, finishes, and features to suit your lifestyle. Whether you're creating a primary residence, vacation retreat, or investment property. Designed for safety, style, and coastal living. Build your dream home, your way

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Pillar/Post/Pier,See Remarks
  • Roof: Architectural Shingles
  • Construction materials: Siding,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Built-In Refrigerator,ENERGY STAR Qualified Appliances,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,See Remarks
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,See Remarks

Interior Area

  • Total structure area: 1,687
  • Total interior livable area: 1,687 sqft

Property

Details

  • Parcel number: 0313e01043.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Covered,Driveway,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$422$5,064
Property Taxes $267$3,204
Electricity $192$2,304
Total$3,636$43,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,662/yr
40% on housing$109,080/yr
45% on housing$96,960/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 39571$229
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39571$241
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-10Price change$44,000
2025-11-10Price change$544,900
2025-08-02Price change$549,900
2025-06-22Listed for sale$45,000

New Construction

AgentSamantha Mitchell
BrokerageAnchor Pointe Realty, LLC.

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