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910 40th Ave, Gulfport, MS, 39501

2beds
2baths
1,290sqft
$269,900
$209price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

Walk to the beach, park, and community center from this charming West Side cottage ideally located near everything you need. This adorable 2-bedroom, 2-bath home offers the perfect blend of coastal charm and modern updates. Recent improvements include a new roof, new double-pane windows, new exterior doors, new hot water heater, and a new heater, giving you comfort and peace of mind. The home also features new appliances, updated kitchen and bathrooms, fresh paint, and stylish new light fixtures throughout. Inside you'll find a warm and inviting mix of beautiful hardwood floors and luxury vinyl plank flooring. The layout offers a living room, kitchen, dining room, recreation room, and laundry area, providing plenty of space for comfortable living. The property is shaded by beautiful oak trees, creating a peaceful setting where you can relax, hang a swing, enjoy views of the water, and catch the refreshing afternoon breeze. Step outside to a deck overlooking the backyard, perfect for entertaining or relaxing. The backyard is ready for you to add your personal touch and create your own outdoor retreat. With its charm, updates, and walkable coastal location, this one won't last long--schedule your showing today!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
West Elementary SchoolGrades PK-50.4 mi
4/10
8/10
Gulfport High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Architectural Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Kitchen Island,Open Floorplan,Soaking Tub,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),French Doors
  • Window features: Insulated Windows
  • Flooring: Vinyl,Hardwood
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,290
  • Total interior livable area: 1,290 sqft

Property

Details

  • Parcel number: 0711i03051.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Other
  • Fencing: Partial,Wood
  • On waterfront: Yes
  • Waterfront features: Beach Access

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot,Few Trees,Front Yard,Near Beach
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,On Site,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$549$6,588
Property Taxes $132$1,584
Electricity $192$2,304
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 39501$111
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39501$106
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$285,000
2026-04-28Price change$292,000
2026-03-27Price change$299,000
2026-03-13Listed for sale$305,000

For Sale by Agent

AgentLynn I Healy
BrokerageHealy Realty Group, LLC

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