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2108 23rd Ave, Gulfport, MS, 39501

2beds
1baths
1,236sqft
$325,000
$263price/sqft
$2,655/moest. monthly cost
$106,200/yrincome needed

About This Home

Located just blocks from the courthouse in the heart of downtown Gulfport, this unique and versatile property offers an exceptional opportunity for both residential living and potential income generation. Previous utilized as as law office, the property also lends itself well to professional or mixed-use purposes. The main home and cottage could easily be adapted for office space, making it an excellent option for attorneys, small business owners, or anyone seeking a live/work environment in a prime location. The main house, encompassing approximately 1,289 square feet, features three bedrooms and two baths, providing a comfortable and functional layout ideal for everyday living. With its proximity to the downtown district as well as the courthouse , this property is perfectly positioned for those seeking convenience, charm, and accessibility. Adding to its appeal is a separate cottage situated at the rear of the property, offering approximately 747 square feet of additional living space. This detached unit presents a wide range of possibilities - whether used a private guest cottage, a rental opportunity for supplemental income, or accommodations for various other things. Additional features include a garage as well as a covered carport, providing ample parking and storage solutions, a private, fenced backyard with large oak trees, and grilling area. Security is also in place. With its flexible layout, prime location, and multiple use options, this property is a great find-perfect for homeowners, investors, or professionals looking for something close to the courthouse and downtown Gulfport

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Central Elementary SchoolGrades PK-51.3 mi
4/10
8/10
Gulfport High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Vinyl,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Range,Disposal,Refrigerator
  • Laundry features: In Kitchen,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),High Speed Internet,Open Floorplan,Primary Downstairs,Wired for Data
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Ceramic Tile,Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,236
  • Total interior livable area: 1,236 sqft

Property

Details

  • Parcel number: 0811f01092.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch
  • Exterior features: Awning(s),Lighting,Private Yard,Rain Barrel/Cistern(s),Rain Gutters
  • Fencing: Back Yard,Perimeter,Privacy,Wood,Full,Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,Cleared,Few Trees,Interior Lot,Level,Near Beach,Rectangular Lot
  • Lot size dimensions: 76 x 164 x 75 x 164

Parking

  • Total spaces: 2
  • Parking features: Carport,Concrete,Covered,Detached Carport,Garage Faces Front,Parking Pad,Direct Access,Gravel,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$661$7,932
Property Taxes $159$1,908
Electricity $192$2,304
Total$2,655$31,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,028/yr
40% on housing$79,650/yr
45% on housing$70,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 39501$111
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39501$106
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$325,000
2026-03-27Listed for sale$275,000

For Sale by Agent

AgentSandy B Webb
BrokerageColdwell Banker Alfonso Realty-Lorraine Rd

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