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1620 2nd St, Gulfport, MS, 39501

2beds
2baths
1,200sqft
$350,000
$292price/sqft
$2,845/moest. monthly cost
$113,800/yrincome needed

About This Home

Just one block from the beach, this 2-bed shotgun house in Gulfport, MS places you within walking distance of the Gulfport Harbor, Mississippi Aquarium, coffee shops, restaurants, shopping, and coastal entertainment. Originally built around the turn of the century, this historic cottage combines timeless Gulf Coast character with thoughtful updates and an unbeatable location. Located at 1620 2nd Street in Gulfport, this charming 2 bedroom, 2 bathroom cottage was renovated by Carl Padgett in the 1980s and updated again in 2006, preserving much of its original architectural appeal while enhancing comfort and functionality. High ceilings throughout the home create a spacious, open atmosphere, while beautiful heart pine floors extend through most living areas and bedrooms, adding warmth and authenticity. The kitchen and bathrooms feature updated flooring for easy maintenance and durability. The inviting corner fireplace serves as a focal point in the living space, complementing the home's historic design and cottage appeal. Alley access behind the property provides convenient off-street parking, an uncommon feature this close to the beach and downtown Gulfport attractions. Whether you are looking for a primary residence, weekend retreat, or investment property near the Mississippi Gulf Coast, this home delivers exceptional walkability, historic charm, and proximity to some of Gulfport's most popular destinations. Spend your mornings walking to the beach, afternoons exploring local shops and restaurants, and evenings enjoying the harbor and downtown coastal lifestyle. Opportunities to own a character-filled cottage in this location are increasingly rare.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
4/10
8/10
Gulfport High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1902

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: HardiPlank Type,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Washer/Dryer
  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Entrance Foyer,Granite Counters,High Speed Internet,Open Floorplan,Recessed Lighting,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Insulated
  • Window features: Double Pane Windows,Screens
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 0811g03036.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Lighting,Private Entrance,Private Yard
  • Fencing: Back Yard,Privacy,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 3,920 sqft
  • Features: City Lot,Few Trees,Front Yard,Landscaped,Near Beach,Rectangular Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 26.5 x 160

Parking

  • Parking features: On Site,On Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$712$8,544
Property Taxes $172$2,064
Electricity $192$2,304
Total$2,845$34,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,542/yr
40% on housing$85,350/yr
45% on housing$75,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 39501$110
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39501$106
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$350,000

For Sale by Agent

AgentJudy A Atherton
BrokerageeXp Realty

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