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1602 E Railroad St, Gulfport, MS, 39501

9beds
4baths
3,030sqft
$299,000
$99price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Walk to the Beach, Downtown, and the Harbor - A Property Full of Possibility... Location, flexibility, and opportunity -- this unique coastal property offers all three. Situated on a prominent corner lot just a short walk to the sandy beaches of the Mississippi Gulf Coast, and conveniently located near downtown, the harbor, restaurants, entertainment, and scenic walking and biking paths, this property is perfectly positioned for a variety of uses. From the moment you arrive, the charming curb appeal, white picket fence, mature landscaping, and welcoming front porch create a warm first impression. Inside, the main level features a bright sitting room filled with natural light, a spacious kitchen overlooking the dining area, a large family room, six bedrooms, two full bathrooms, laundry room, and abundant storage space. Over time, the home was expanded with plans to create a grand primary suite on the main level, along with additional living and entertaining space upstairs. These unfinished additions give the next owner the opportunity to finish the home to their own vision and needs. One of the most exciting aspects of the property is the additional living space configuration. The upstairs area and the attached apartment create the potential for separate living quarters, making this property ideal for short-term rentals, long-term rentals, multi-generational living, guest quarters, or a live-in-one, rent-the-other scenario. The property also includes a metal roof installed less than three years ago, an above-ground pool with new liner, pool house, partial privacy fence, shed slab, mostly finished attic space for storage, and a beautiful mature pecan tree that adds character and shade to the yard. A generous amount of building materials to help complete the remaining projects will also convey with the sale. Much of the major work, including electrical, plumbing, and HVAC for the additions, has already been completed. With approximately 6,400 square feet of potential living space and a location that places you within walking distance to the beach and close to everything the Coast has to offer, this property presents a rare opportunity to create a primary residence, vacation home, income-producing property, or family compound. Properties with this much space and this much flexibility in this location are hard to find. This is a property where vision, location, and opportunity come together. Come see the possibilities and imagine the potential for yourself. Sold As-Is / Where-Is. Buyer to verify all information and perform due diligence.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
4/10
8/10
Gulfport High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Entrance Foyer,Primary Downstairs,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Double Pane Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,030
  • Total interior livable area: 3,030 sqft

Property

Details

  • Parcel number: 0811g04060.000
  • Zoning description: Single Family Residence

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Fire Pit,Lighting,Private Entrance,Private Yard
  • Fencing: Back Yard,Privacy,Vinyl,Fenced
  • On waterfront: Yes
  • Waterfront features: Beach Access

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 160' x 78' x 160' x 78'

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$608$7,296
Property Taxes $147$1,764
Electricity $281$3,380
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 39501$112
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39501$106
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$299,900
2026-03-30Listed for sale$299,000
2025-10-29Listing removed$285,000
2025-09-07Listed for sale$285,000
2025-09-06Listing removed$289,000
2025-04-18Listed for sale$289,000
2024-08-23Listing removed$325,000
2024-08-05Listed for sale$325,000
2024-07-19Pending sale$325,000
2024-07-11Listed for sale$325,000
2024-06-01Listing removed--
2024-02-21Listing removed$350,000
2023-10-04Listed for sale$380,000

For Sale by Agent

AgentPhilip J Leblanc
BrokerageColdwell Banker Alfonso Realty-Lorraine Rd

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