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About This Home

Investor special with plenty of potential! This spacious brick home offers approximately 1,850 square feet with 3 bedrooms, 2 full bathrooms, an attached two-car garage, and a roof that is less than one year old. A functional layout and generously sized living areas provide a solid starting point for a complete renovation, rehab, or value-add project. With substantial square footage and a newer roof already in place, this property presents an exciting opportunity for investors, contractors, or buyers ready to bring their vision to life. Property is expected to qualify for cash or construction financing only and will not qualify for government loan programs. Buyer to verify all information.

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Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Bel Aire Elementary SchoolGrades K-60.2 mi

Harrison County Alternative SchoolGrades 7-120.7 mi

7/10

Harrison Central High SchoolGrades 9-125.3 mi

Construction

Condition

Property condition: Fixer
Year built: 1965

Materials

Foundation: Slab
Roof: Architectural Shingles
Construction materials: Brick

Type & Style

Home type: SingleFamily
Property subType: Residential,Single Family Residence

Interior

Appliances

Appliances included: Other

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating & Cooling

Heating features: Other
Cooling features: Other

Interior Area

Total structure area: 1,850
Total interior livable area: 1,850 sqft

Property

Details

Parcel number: 0809b03011.000

Features

Levels: One
Stories: 1
Exterior features: Private Yard

Lot

Lot size: 0.54 Acres

Parking

Total spaces: 2
Parking features: Driveway
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneRelatively High
Cold WaveModerate
HailModerate
Heat WaveModerate
Inland FloodingModerate
LightningModerate
TornadoModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$707	$8,484
Home Insurance *	$162	$1,944
Property Taxes	$68	$816
Electricity	$192	$2,304
Total	$1,129	$13,548

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$45,160/yr

35% on housing$38,708/yr

40% on housing$33,870/yr

45% on housing$30,106/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%

9.3%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: 3.1%

3.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$131

Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145