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940 2nd St, Gulfport, MS, 39501

4beds
3baths
4,109sqft
$850,000
$207price/sqft
$6,827/moest. monthly cost
$273,080/yrincome needed

About This Home

A Rare Gulf Coast Treasure Where Timeless Charm Meets Modern Luxury Some homes simply cannot be recreated—and this is one of them. Originally built in the 1940s and thoughtfully renovated in 2007, this stunning coastal residence blends historic craftsmanship with today's modern comforts, offering over 4,109 + heated and cooled square feet of exceptional living space. From the moment you arrive, the inviting wraparound porch and picturesque views of the Gulf welcome you home. Inside, rich heart pine and Chicago brick floors, soaring ceilings, elegant crown molding, oversized baseboards, beadboard accents, and classic wainscoting create warmth and sophistication throughout. The light-filled living room features a cozy fireplace and breathtaking Gulf views, while the chef's kitchen is beautifully appointed with marble countertops, two pantries, a breakfast area with a built-in desk, a newer refrigerator and oven, and flows seamlessly into the inviting family room with its own fireplace. Enjoy entertaining in the formal dining room overlooking the Gulf or unwind on the spectacular 400-square-foot screened brick and cypress porch, complete with a dramatic 20+ foot vaulted ceiling, overlooking the beautifully landscaped yard filled with majestic oak and fruit trees. A brick patio provides the perfect setting for outdoor gatherings. The spacious first-floor primary suite offers a private retreat with a luxurious bath and oversized walk-in closet. A second downstairs bedroom features a sitting area, two closets, an adjacent full bath, and private access to the wraparound porch. Upstairs, you'll find a welcoming sitting area, an expansive bonus living room, two generous bedrooms—including one that could easily serve as a second primary suite—and a beautifully updated full bath. The upstairs has been newly painted. Additional highlights include: * 4+ Bedrooms | 3 Full Baths *Fresh interior and exterior paint *Original wood details preserved throughout *Hardie Plank exterior *Fire and security alarm system *Sprinkler system *Separate yard meter *Detached double garage Workshop with both 110 and 210 electrical service *Extensive storage space *Large, beautifully landscaped lot. Homes of this caliber, with authentic character, breathtaking Gulf views, and meticulous updates, rarely become available. This is more than a home—it's a legacy property ready for its next chapter.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
5/10
8/10
Gulfport High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Water Heater
  • Laundry features: Laundry Room,Main Level

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Walk-In Closet(s)
  • Window features: Plantation Shutters,Shutters
  • Flooring: Brick,Wood
  • Fireplace features: Den,Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,109
  • Total interior livable area: 4,109 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0911e04036.000
  • Zoning description: Single Family Residential
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch,Screened,Wrap Around
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.47 Acres
  • Features: City Lot,Landscaped,Near Beach,Sprinklers In Front,Sprinklers In Rear,Views
  • Lot size dimensions: 116 x 202 x 110.7 x 163.9

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage Door Opener,Garage Faces Front,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$1,730$20,760
Property Taxes $417$5,004
Electricity $382$4,584
Total$6,827$81,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,068/yr
40% on housing$204,810/yr
45% on housing$182,053/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 39501$110
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39501$106
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$850,000
2025-10-02Listing removed$898,500
2025-07-04Price change$898,500
2025-06-11Listed for sale$950,500
2022-10-27Sold--
2022-09-15Pending sale$774,000
2022-09-06Price change$774,000
2022-06-14Price change$818,000
2022-05-13Price change$898,000
2022-04-14Listed for sale$958,000

For Sale by Agent

AgentJackie Montgomery
BrokerageeXp Realty

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