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12099 Highland Ave, Gulfport, MS, 39503

2beds
1baths
1,012sqft
$96,790
$96price/sqft
$840/moest. monthly cost
$33,600/yrincome needed

About This Home

INVESTORS!!!! 2 bed, 1 bath home located in Gulfport offering 1,012 square feet of potential. This property needs significant repairs but presents an excellent opportunity for investors, flippers, or buyers looking to customize a home to their vision. With endless possibilities, this home is truly a blank canvas ready for transformation. Conveniently located just minutes from I-10, shopping, dining, and other local amenities. Great investment opportunity to add to your portfolio.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Property

Details

  • Parcel number: 0908e02034.001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Other

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 136' x 181' x 136' x 182'

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $489$5,868
Home Insurance *$112$1,344
Property Taxes $47$564
Electricity $192$2,304
Total$840$10,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,800/yr
40% on housing$25,200/yr
45% on housing$22,400/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$132
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$96,790

For Sale by Agent

AgentMonique Betting
BrokerageHilliard Homes

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