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16 Victory Rd, Laurel, MS, 39443

3beds
2baths
1,910sqft
$225,000
$118price/sqft
$1,895/moest. monthly cost
$75,800/yrincome needed

About This Home

This 3 bedroom, 2 bath home was built in 1984. It is a ranch style home with a new roof. The 3 bedrooms are all spacious. Large den with fireplace. Nice size kitchen with new refrigerator. Front porch and back patio. 2 car garage and an outside utility room.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Glade Elementary SchoolGrades PK-61.8 mi
5/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Other
  • Cooling features: Central,Other

Interior Area

  • Total interior livable area: 1,910 sqft

Property

Details

  • Parcel number: 118T090001400

Features

  • Exterior features: Other,Wood,Brick

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$211$2,532
Property Taxes $355$4,260
Electricity $192$2,304
Total$1,895$22,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,971/yr
40% on housing$56,850/yr
45% on housing$50,533/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 39443$107
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39443
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-28Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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