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1640 Old Bay Springs Rd, Laurel, MS, 39440

5beds
3baths
3,285sqft
$289,000
$88price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

Welcome to a home that offers room to breathe, space to create, and the opportunity to enjoy the lifestyle that has drawn so many people to Laurel. Situated on approximately 1.26 acres, this 5-bedroom, 3-bath home combines original character and outdoor amenities that are becoming increasingly difficult to find. Inside, you'll find beautiful original hardwood floors and a spacious floor plan that creates spaces for both entertaining and privacy. The kitchen appliances, along with the washer and dryer, will remain with the home, making your move even easier. For added peace of mind, there is a whole-home generator, reverse osmosis water filter, and the original cast iron plumbing beneath the home to the street has been replaced with PVC. Step outside and discover a property designed for gardening, homesteading, hobbies, and entertaining. Established fruit and nut plantings include producing fig, elderberry, high-bush blueberry, grape vines, and a mature pecan tree. A 40' x 80' chain-link fenced garden helps protect your harvest from wildlife, while compost bins are already in place for the next growing season. The large wired workshop provides exceptional flexibility for projects, storage, or a home-based business. Attached is an unfinished space already framed and ready to be completed as an efficiency apartment, guest suite, or private studio. A 10' x 12' metal storage building offers additional space for lawn equipment and tools. Whether you've fallen in love with Laurel through Home Town or you're simply searching for a place where you can slow down and enjoy a little more space, this property offers the opportunity to put down roots and create the lifestyle you've been looking for. Buyer to verify all info.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Nora Davis Magnet SchoolGrades PK-60.8 mi
2/10
Laurel Middle SchoolGrades 7-82.1 mi
5/10
Laurel High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free-Standing Electric Range,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Gas Log,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Window Unit(s)

Interior Area

  • Total structure area: 3,285
  • Total interior livable area: 3,285 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 134j3102010.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Brick,Front Porch
  • Exterior features: Garden
  • Fencing: Chain Link

Lot

  • Lot size: 1.26 Acres
  • Features: City Lot,Cleared,Few Trees,Front Yard,Garden,Rectangular Lot
  • Lot size dimensions: 100 x 550

Parking

  • Total spaces: 5
  • Parking features: Attached Carport,Detached,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$233$2,796
Property Taxes $168$2,016
Electricity $305$3,665
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$97
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$289,000
2026-06-28Listed for sale$299,000
2024-04-26Sold--
2024-03-30Pending sale$284,000
2024-03-24Price change$284,000
2024-03-18Listed for sale$289,000
2019-05-01Sold--
2019-04-09Pending sale$166,900
2019-03-28Listed for sale$166,900
2018-07-27Listing removed$155,000
2018-07-25Listed for sale$155,000
2017-09-11Sold--
2017-05-24Price change$74,900
2017-05-04Listed for sale$79,900

For Sale by Agent

AgentMelanie Hamilton
BrokerageEXIT Realty Integrity First

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