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2230 Ridgewood Dr, Laurel, MS, 39440

5beds
6baths
4,748sqft
$685,000
$144price/sqft
$4,536/moest. monthly cost
$181,440/yrincome needed

About This Home

Nestled near the heart of charming downtown Laurel, MS, this exquisite 5-bedroom, 3-full bath, 3-half bath home offers the entertainer's dream. With over 12 closets, large tool room, and a separate office, you'll never run out of storage. Enjoy a gunite pool with a secure cover, 2 laundry stations, and a new kitchen featuring a large island, stainless appliances, and a hidden-door butler's pantry. Fresh interior/exterior paint, new lighting, fans, and custom design throughout. Stay comfortable with 3 new A/C units and separate zones. Leaf gutters with a transferable warranty, custom steel fireplaces, refinished/new wood flooring, plush bedroom carpeting, reslated pool table, and lush landscaping with new sod complete this exquisite property!Seevideo @listings.ghubphoto.com

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Mason Elementary SchoolGrades PK-30.5 mi
2/10
Laurel Middle SchoolGrades 6-82.7 mi
5/10
Laurel High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1973

Materials

  • Foundation: Basement
  • Roof: Architectural
  • Construction materials: Brick Veneer,Sheetrock,Paneling

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Wine Cooler,Electric Water Heater
  • Laundry features: Utility Room Floor(Tile),Utility Room Wall(Sheetrock)

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Features

  • Storage,Ceiling Fan(s),Large Master Bedroom,Walk-in Closet(s),Formal Dining Room
  • Flooring: Hardwood,Carpet,None,Vinyl,Slate,Concrete,Tile

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 4,748
  • Total interior livable area: 4,748 sqft

Property

Details

  • Parcel number: 134G300400100

Features

  • Levels: Two
  • Private pool: Yes
  • Fencing: Wood

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 127' x 210'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$233$2,796
Property Taxes $399$4,788
Electricity $441$5,297
Total$4,536$54,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,520/yr
40% on housing$136,080/yr
45% on housing$120,960/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$95
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$699,000
2026-01-16Listing removed$673,000
2025-10-06Listed for sale$673,000
2025-10-06Pending sale$673,000
2025-02-22Listed for sale$673,000
2024-08-05Listing removed$699,999
2024-03-24Listed for sale$699,999
2024-03-01Pending sale$699,999
2023-08-01Price change$699,999
2023-01-01Price change$727,000
2022-07-15Price change$737,000
2022-06-22Listed for sale$775,000
2022-06-21Listing removed--
2022-05-12Listed for sale$787,000
2022-05-12Listing removed--
2021-11-12Listed for sale$787,000
2021-02-10Listing removed--
2021-01-26Price change$285,000
2020-12-04Listed for sale$299,000
2020-10-15Pending sale$299,000
2020-10-06Listed for sale$299,000
2020-08-22Listing removed$299,000
2020-03-12Price change$299,000
2019-09-05Listed for sale$315,000
2017-06-05Listing removed$295,000

For Sale by Agent

AgentMelissa Walters
BrokerageLaurel Hometown Realty LLC

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