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1431 Wansley Rd, Laurel, MS, 39440

4beds
5baths
4,826sqft
$650,000
$135price/sqft
$4,346/moest. monthly cost
$173,840/yrincome needed

About This Home

We have made the decision to sell our wonderful Estate home on 18+ acres in the City of Laurel, MS. It has 4,826 Sq. Ft. of Living area with 4 bedrooms, 4 baths, a 20' X 40' gunite pool, a separate 1,000 Sq. Ft. pool house, an oversized (28' X 41') Garage and a 12' X 20' Greenhouse. There are mature fruit trees (Lemon and Satsuma )and Blueberry bushes. We have Loved this unique property for over 30 years!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
Nora Davis Magnet SchoolGrades PK-61.4 mi
2/10
Laurel Middle SchoolGrades 7-81.9 mi
5/10
Laurel High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/4 bathrooms: 1

Features

  • Flooring: Tile,Concrete,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,826 sqft

Property

Details

  • Parcel number: 134K360501200

Features

  • Exterior features: Shingle,Brick

Lot

  • Lot size: 18 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$233$2,796
Property Taxes $379$4,548
Electricity $448$5,384
Total$4,346$52,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,005/yr
40% on housing$130,380/yr
45% on housing$115,893/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$95
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$650,000

For Sale by Owner

AgentProperty Owner

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