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4 Bridgewater Dr, Ellisville, MS, 39437

4beds
4baths
2,863sqft
$450,000
$157price/sqft
$3,016/moest. monthly cost
$120,640/yrincome needed

About This Home

Step outside and take in the beautiful lake views right from your own property. Imagine waking up to this beautiful setting and ending your day watching the sun reflect across the water! It is very rare that a home becomes available on the water in Bridgewater Subdivision. Inside you will find a welcoming formal dining room, a bright and relaxing sunroom and a large basement offering endless possibilities for recreation, storage or a workshop. The primary bedroom is downstairs with 3 other spacious bedrooms upstairs, giving you plenty of room for family and guests. This property has been very well maintained and has many extra features for functional living, including custom kitchen cabinets and built-in bookcases. There is a pier with this property and an irrigation system for watering your lawn from the lake water. Lots of space on the side yard. If lake life is for you, you will love this home on the water. The fishing is great! Don't miss your chance to own a lakeview home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
South Jones High SchoolGrades 7-122.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Aluminum/Vinyl Sdng

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Walk-In Closet(s)
  • Flooring: Laminate,Ceramic Tile

Interior Area

  • Total structure area: 2,863
  • Total interior livable area: 2,863 sqft

Property

Details

  • Parcel number: 094T310003700

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 1 Acres
  • Features: 1 - 3 Acres
  • Lot size dimensions: 1.22 acres mol

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$213$2,556
Property Taxes $262$3,144
Electricity $266$3,194
Total$3,016$36,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,405/yr
40% on housing$90,480/yr
45% on housing$80,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 39437$153
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39437
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$450,000
2005-03-01Sold--

For Sale by Agent

AgentDebbie West
BrokerageDebbie West Realty LLC

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