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163 Road 1046, Tupelo, MS, 38801

5beds
4baths
3,522sqft
$309,900
$88price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

Tupelo School District! Situated on 1.6 acres, this spacious home features an open concept, 3522 sq ft, 2 living areas (one upstairs and one downstairs), 4 bedrooms, bonus, office, 3.5 baths; kitchen with granite tile countertops, stainless appliances & tons of cabinets, laundry room, double garage, shop & so much more! All info subject to verification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
2/10
Shannon Middle SchoolGrades 6-88.1 mi
3/10
Shannon High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 3,522
  • Total interior livable area: 3,522 sqft

Property

Details

  • Parcel number: 102U0901700

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.60 Acres
  • Lot size dimensions: 1.6 ac

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$249$2,988
Property Taxes $180$2,160
Electricity $327$3,929
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 38801$123
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38801$134
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$309,900
2026-06-08Listing removed$309,900
2026-05-18Listed for sale$309,900
2026-05-06Listing removed$309,900
2026-05-01Price change$309,900
2026-04-07Price change$349,900
2026-03-18Price change$359,000
2026-03-05Price change$369,000
2026-02-25Price change$374,500
2025-11-18Listed for sale$375,000
2014-10-22Listing removed$200,000
2014-07-18Listed for sale$200,000

For Sale by Agent

AgentLaurie Webb
BrokerageTM REALTORS

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