897 Ridgewood Dr, Baldwyn, MS, 38824
About This Home
Discover the beautiful possibilities in this stunning home in Mallard Lake Subdivision. This expansive 4BR/2BA residence, complete with 2 half baths, is nestled in a peaceful neighborhood. With over 2700 sqft, a thoughtfully designed split floor plan, and a large laundry and pantry, you'll find comfort and convenience at every turn. Enjoy the freedom of an enormous fenced-in backyard, perfect for creating lasting memories. MOTIVATED and ready to retire! Seller is also offering to pay for a Home Warranty at closing with Home Warranty Inc in the amount of $625 (core plan).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Granite Counters,Ceiling Fans
- Fireplace features: Gas Log
- Finished area below ground: 0
- Finished area above ground: 2,717
Interior Area
- Total structure area: 2,717
- Total interior livable area: 2,717 sqft
Property
Details
- Parcel number: 022V1003400
- Zoning description: Residential
Features
- Stories: 2
- Patio & porch: Patio
- Fencing: Yes
Lot
- Lot size: 0.58 Acres
- Lot size dimensions: 145 x 175
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $671 | $8,052 |
| Property Taxes | $189 | $2,268 |
| Electricity | $252 | $3,031 |
| Total | $2,755 | $33,060 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $325,000 |
| 2026-04-27 | Price change | $329,000 |
| 2026-04-09 | Listed for sale | $332,000 |
| 2026-03-30 | Listing removed | $339,900 |
| 2026-03-20 | Price change | $339,900 |
| 2026-02-19 | Listed for sale | $349,900 |
| 2013-05-06 | Listing removed | $199,800 |
| 2013-02-16 | Price change | $199,800 |
| 2012-12-06 | Listed for sale | $205,000 |
| 2004-08-10 | Sold | -- |
For Sale by Agent
View on Zillow