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128 Drive 1367, Baldwyn, MS, 38824

2beds
1baths
960sqft
$95,000
$99price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Fixer-Upper with Pond Views on One Acre. Bring your vision and make this property your own! Situated on approximately one acre overlooking a beautiful pond, this home has been taken down to the studs and is ready for your custom build-out. Previously configured as a 2-bedroom, 1-bath home, the open layout now offers a blank canvas for redesigning the floor plan to suit your needs. Endless potential — the perfect project for investors, builders, or anyone looking to create their dream home in a serene setting! Sold as-is. All information is to the best of our knowledge but not guaranteed. Buyer and their representation is responsible for their own due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Saltillo Primary SchoolGrades K-27.1 mi
5/10
Guntown Middle SchoolGrades 6-84.6 mi
7/10
Saltillo High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: See Remarks
  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 03903201102

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$196$2,352
Property Taxes $55$660
Electricity $192$2,304
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 38824$99
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38824$82
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$95,000
2025-10-18Listed for sale$118,500

For Sale by Agent

AgentTerri R Jones
BrokerageSimply Realty

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