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165 Megs Ln, Saltillo, MS, 38866

3beds
2baths
1,644sqft
$255,000
$155price/sqft
$1,798/moest. monthly cost
$71,920/yrincome needed

About This Home

This home is tucked in the back of an established Saltillo neighborhood. It is a 3 bdrm, 2 bath offering a functional split layout with space for everyday living. Inside you will find a front sitting room (0r dining room), family room w gas fireplace and a flat center vault ceiling. The eat in kitchen has a new stainless refrigerator and quartz countertops. Outside, enjoy the spacious covered patio featuring a built in grill and large granite topped dining table - perfect for entertaining or relaxing. The property has a 6’ wood privacy fence and two storage buildings. Mature landscaping adds to the beauty and privacy of the property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Saltillo Primary SchoolGrades PK-20.6 mi
5/10
Guntown Middle SchoolGrades 6-84.2 mi
7/10
Saltillo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate,Slate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,644 sqft

Property

Details

  • Parcel number: 054D-17-040-22

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$169$2,028
Property Taxes $148$1,776
Electricity $192$2,304
Total$1,798$21,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,645/yr
40% on housing$53,940/yr
45% on housing$47,946/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38866$139
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38866$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$245,000
2026-07-23Price change$255,000
2026-07-14Listed for sale$235,000
2021-03-04Listing removed--
2020-11-28Listing removed$170,000
2020-08-31Pending sale$170,000
2020-08-30Listed for sale$170,000
2016-07-08Sold--

For Sale by Owner

AgentProperty Owner

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