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154 Cartwright Ave, Saltillo, MS, 38866

3beds
2baths
1,550sqft
$239,900
$155price/sqft
$1,703/moest. monthly cost
$68,120/yrincome needed

About This Home

Everyone is looking for Saltillo. Here is your chance to own a COMPLETLEY remodeled home near schools, the park, and downtown. New plumbing, new electrical, new roof, new HVAC, new flooring, new custom cabinetry in the kitchen and baths, new quartz counters, new stainless appliances. The backyard is huge and ready for a pool or a fence. Inside, the master suite is large and features a new tile shower and walk-in closet. The open living-kitchen area is comfortable and inviting. The pantry and laundry rooms are huge. Walk to the park for the numerous events the city does yearly. Drive two minutes to growing downtown Saltillo. All info subject to verification.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Guntown Middle SchoolGrades 6-85.2 mi
7/10
Saltillo High SchoolGrades 9-121.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Marble Counters
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 054M2008800

Features

  • Stories: 1

Lot

  • Lot size: 1.03 Acres
  • Lot size dimensions: 100 x 450

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$159$1,908
Property Taxes $139$1,668
Electricity $192$2,304
Total$1,703$20,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,388/yr
40% on housing$51,090/yr
45% on housing$45,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38866$139
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38866$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$249,900
2026-04-07Price change$259,900
2026-03-31Price change$269,000
2026-03-18Listed for sale$272,400
2026-03-17Listing removed$272,400
2026-02-24Price change$272,400
2026-01-26Listed for sale$274,900

For Sale by Agent

AgentBrandon Speck
BrokerageTM REALTORS

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