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20088 Old Highway 8, Aberdeen, MS, 39730

6beds
4baths
4,703sqft
$450,000
$96price/sqft
$3,463/moest. monthly cost
$138,520/yrincome needed

About This Home

Priced below appraised value, this exceptional 6-bedroom, 3.5-bath farmhouse on 4.30 acres offers a rare blend of historic charm and modern luxury. Originally built in the 1800s, the home has been meticulously restored and thoughtfully expanded while preserving its timeless character. Spacious living areas provide room for the whole family, while the private mother-in-law suite features a full kitchen, bedroom, and full bath which is ideal for extended family or guests. The heart of the home is the beautifully designed dream kitchen, featuring a large center island with bar seating, a gas range, warming drawer, beverage station with built-in ice maker and beverage cooler, abundant cabinetry, and generous counter space, making it perfect for entertaining. This one-of-a kind property offers the perfect balance of historic charm, modern amenities, and peaceful country living. Rich in character and thoughtfully updated throughout, this remarkable home is ready for its next chapter. Call and make your appointment today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
6/10
Aberdeen High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Slab/Crawl Space
  • Roof: Architectural

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Granite Counters
  • Flooring: Concrete,Tile,Wood
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,703
  • Total interior livable area: 4,703 sqft

Property

Details

  • Parcel number: 10903000000301

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4.30 Acres
  • Lot size dimensions: 4.3 ac

Parking

  • Parking features: No Garage
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Heat Wave
Lightning
Earthquake
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$571$6,852
Property Taxes $180$2,160
Electricity $437$5,247
Total$3,463$41,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,731/yr
40% on housing$103,890/yr
45% on housing$92,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 39730$77
Monroe County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 39730
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$450,000
2024-08-22Listing removed$530,000
2024-08-09Price change$530,000
2024-06-11Price change$559,900
2024-04-26Listed for sale$585,000

For Sale by Agent

AgentStacy P. Forbus
BrokerageAMORY REALTY

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