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705 3rd St S, Amory, MS, 38821

2beds
1baths
1,100sqft
$119,000
$108price/sqft
$986/moest. monthly cost
$39,440/yrincome needed

About This Home

Whether you're looking for your first home, a place to downsize, or a smart investment opportunity, this charming 2-bedroom, 1-bath home is full of potential. Conveniently located and affordably priced, it's a great opportunity for buyers to make their own.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
West Amory SchoolGrades K-21.1 mi
6/10
Amory Middle SchoolGrades 6-80.6 mi
8/10
Amory High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 359J3601700800

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 100 x 55

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Earthquake
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$146$1,752
Property Taxes $47$564
Electricity $192$2,304
Total$986$11,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,805/yr
40% on housing$29,580/yr
45% on housing$26,293/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 38821$110
Monroe County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 38821
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$119,000
2026-06-26Listed for sale$129,900
2023-08-29Listing removed--
2023-05-09Listed for sale$90,000
2022-02-04Sold--
2021-11-22Listed for sale$89,400

For Sale by Agent

AgentStaci Horne
BrokerageSteadfast Real Estate, LLC

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