See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12 Jacob Michael Dr, Perkinston, MS, 39573

0beds
0baths
--sqft
$54,900
--price/sqft
$555/moest. monthly cost
$22,200/yrincome needed

About This Home

Welcome to Lot 12 on Jacob Michael Drive, located in the peaceful and private Beaver Creek subdivision. This 4.6-acre wooded parcel offers plenty of room to spread out and create your ideal retreat in the heart of South Mississippi. Tucked away in a quiet, natural setting yet offering quick access to Hwy 49 and Hwy 67, this property delivers the best of both worldsâ€â€peaceful country living with convenience to nearby towns like Wiggins and Gulfport. Looking for less acreage to build? Lot 7 is also available, offering 3.7 acresâ€â€perfect for a family home. Whether you're ready to build now or hold for the future, this is your opportunity to own land in Stone County! Schedule your private walk of the property, TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
Stone Middle SchoolGrades 6-89.4 mi
8/10
Stone High SchoolGrades 9-129.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Details

  • Parcel number: 09203015023

Lot

  • Lot size: 4.60 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Drought
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$64$768
Property Taxes $22$264
Electricity $192$2,304
Total$555$6,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,028/yr
40% on housing$16,650/yr
45% on housing$14,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 39573$159
Stone County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 39573$171
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-02Price change$44,900
2025-08-19Listed for sale$49,900
2025-07-23Listing removed$49,900
2025-06-20Listed for sale$49,900
2022-01-18Listing removed--
2021-09-14Listed for sale$32,200
2021-08-25Listing removed--
2021-02-24Listed for sale$32,200
2009-01-22Listing removed$194,900
2008-08-28Listed for sale$194,900

For Sale by Agent

AgentShyra Galloway
BrokerageEXIT BY FAITH REALTY

Similar Homes