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4580 County Road 701, Ripley, MS, 38663

4beds
3baths
2,356sqft
$365,000
$155price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

Don't miss this 2-story house and 14.74 acres located only a few minutes from Ripley in Tippah County. The house contains 2,356 sf of heated area in excellent condition built in 1984 with 9 rooms, 4 bedrooms and 3 bathrooms. Downstairs you will find 3 bedrooms, 2 bathrooms, living room, kitchen and a mudroom. Upstairs contains one bedroom, one bathroom, an office and a large playroom. Downstairs features hardwood floors throughout. Heating/cooling is provided by 2 central units. The wood burning fireplace is inoperable, but could be converted to gas logs. The exterior is vinyl siding on a conventional foundation with a new metal roof. There are lots of electrical outlets and storage space. The 40' x 40' metal shop has water and electrical service with a separate septic tank. The acreage is wooded with interior roads.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Ripley Middle SchoolGrades 5-85.5 mi
8/10
Ripley High SchoolGrades 9-125.6 mi
7/10
Pine Grove High SchoolGrades PK-126.2 mi

Construction

Condition

  • Year built: 1984

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Property

Details

  • Parcel number: 14541700500

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 14.74 Acres
  • Lot size dimensions: See deed

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Landslide

FEMA Declared Disasters in Tippah County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$390$4,680
Property Taxes $318$3,816
Electricity $219$2,628
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38663$98
Tippah County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 38663
Tippah County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$365,000
2012-07-04Listing removed$159,900
2012-05-03Listed for sale$159,900
2012-03-22Listing removed$159,900
2011-11-18Listed for sale$159,900
2011-09-24Listing removed$159,900
2011-08-15Price change$159,900
2011-04-15Price change$169,900
2010-11-02Listed for sale$172,000

For Sale by Agent

AgentTom Wiseman
BrokerageTom Smith Land & Homes, LLC

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