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289 Dumas Rd, Ripley, MS, 38663

5beds
3baths
2,889sqft
$250,000
$87price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

Welcome home to this beautifully refreshed classic, perfectly situated just inside the Ripley city limits and ideally located between Ripley and Dumas in the highly sought-after South Tippah School District. Sitting on a generous 1.5 acres, this property offers space, versatility, and thoughtful updates throughout--making it an ideal fit for multi-generational living, an in-law suite setup, or anyone seeking flexible living options.Step inside and you'll immediately notice the fresh interior and exterior paint, updated lighting, and a floor plan that blends comfort with functionality. The upper-level features three spacious bedrooms and two bathrooms, along with a large, well-appointed kitchen, both formal and casual dining areas, a roomy living space, and a dedicated laundry area. The lower level opens up even more possibilities with its own private entrance, two additional bedrooms, a full bathroom, comfortable living and dining areas, and a convenient kitchenette, perfect for guests, extended family, or even potential rental income. Outside, enjoy the peaceful setting with a large front yard, two covered rear entertaining areas overlooking nature, and a wired workshop with a roll-up door for projects or storage. Additional highlights include a two-car garage, storm shelter and storage space, and a dependable Briggs & Stratton home generator to provide comfort and peace of mind year-round.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Ripley Middle SchoolGrades 5-82.1 mi
8/10
Ripley High SchoolGrades 9-122.2 mi
6/10
Ripley Elementary SchoolGrades K-43.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,389
  • Finished area above ground: 1,500

Interior Area

  • Total structure area: 2,889
  • Total interior livable area: 2,889 sqft

Property

Details

  • Parcel number: 3444Q2000703

Features

  • Stories: 2

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 1.5 acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Landslide

FEMA Declared Disasters in Tippah County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$267$3,204
Property Taxes $116$1,392
Electricity $268$3,223
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 38663$102
Tippah County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 38663
Tippah County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$285,000
2026-01-14Listed for sale$330,000
2025-11-11Listing removed$330,000
2025-08-20Listed for sale$330,000
2025-08-11Listing removed$385,000
2025-05-10Price change$385,000
2025-02-10Price change$415,000
2024-11-11Listed for sale$449,900

For Sale by Agent

AgentNicole Bullock
BrokerageRachel Ray Real Estate LLC

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