706 S Commerce St, Ripley, MS, 38663
About This Home
Charming Ranch-Style Home - Great Location Near Downtown! Take a look at this well-maintained 1960 brick ranch-style home full of space and convenience! Featuring a 3-year-old metal roof, this home offers durability and peace of mind for years to come. Step inside to a large living room perfect for gatherings, along with spacious closets throughout for plenty of storage. The home includes a huge bonus room--new central/heat system, office, or extra living space. The bright, well-lit kitchen comes equipped with new dishwasher, new counters and new cabinets. The laundry room features a large walk-in closet, for extra storage & new water heater. Outside, enjoy the front porch with brand-new handrails, & carport with a large storage room for tools etc. Call now to schedule your showing. backyard. =Í Prime Location! Conveniently located behind Subway, close to Dollar General and CVS Pharmacy, and just a short walk to downtown. This home offers space, updates, and an unbeatable location--perfect for families, first-time buyers, or anyone looking for in-town living!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Formica Counters
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,624
Interior Area
- Total structure area: 1,624
- Total interior livable area: 1,624 sqft
Property
Details
- Parcel number: 3643L2314300
- Zoning description: Residential
Features
- Stories: 1
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 80 x 85
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Earthquake
- Lightning
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Tippah County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $948 | $11,376 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $87 | $1,044 |
| Electricity | $192 | $2,304 |
| Total | $1,427 | $17,124 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $187,500 |
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