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502 Michael Ave, Hardin, MT, 59034

8beds
4baths
--sqft
$499,950
--price/sqft
$3,495/moest. monthly cost
$139,800/yrincome needed

About This Home

Spacious 4-plex investment opportunity in Hardin Montana! This multi-family property offers four 2-bedroom units with a strong rental history and consistent occupancy potential. Each unit includes dishwasher, range, refrigerator and off street parking with a single garage. Property sits on over half an acre and features public utilities, natural gas, and convenient access to schools, shopping and local services. Lots of improvements including siding, exterior painting, steel roof and some windows and updates inside the units also. Located in the Wagner Subdivision with easy access to I-90 and surrounding communities. Great potential for long-term cash flow and future appreciation.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
3/10
Hardin Middle SchoolGrades 6-80.6 mi
1/10
Hardin High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Type & Style

  • Home type: MultiFamily
  • Architectural style: Bi-Level
  • Property subType: Quadruplex,Multi Family,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Gas,Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: L13220
  • Attached to another structure: Yes
  • Zoning description: RMF - Residential Multi-Family

Features

  • Levels: One,Multi/Split
  • Stories: 1

Lot

  • Lot size: 0.52 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Wildfire
Heat Wave

FEMA Declared Disasters in Big Horn County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance $503$6,036
Property Taxes $313$3,756
Electricity $151$1,812
Total$3,495$41,940

Income You'd Need if You Spent...

35% on housing$119,828/yr
40% on housing$104,850/yr
45% on housing$93,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59034$142
Big Horn County$1,112

vs Homes Sold Last Month

Median $/sqft

ZIP 59034
Big Horn County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$499,950
2026-05-07Listed for sale$520,000
2024-07-19Listing removed--
2024-04-04Contingent$400,000
2023-11-07Listed for sale$400,000
2023-02-08Listing removed--
2022-09-09Listing removed$459,000
2022-04-23Price change$459,000
2022-04-06Price change$449,000
2022-01-10Listed for sale$424,000

For Sale by Agent

AgentKenneth Young
BrokerageKeller Williams Yellowstone Pr

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