See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

405 W Commercial Ave, Anaconda, MT, 59711

3beds
1baths
1,078sqft
$175,000
$162price/sqft
$1,259/moest. monthly cost
$50,360/yrincome needed

About This Home

Spacious fixer upper in central location with three bedrooms and one bathroom on two levels. Features include two enclosed porches, attached one-car garage, partial basement and newer gas forced air furnace. Selling in "as-is" condition and owner will make no repairs or upgrades.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
Fred Moodry IntermediateGrades 3-60.4 mi
2/10
Anaconda Jr High SchoolGrades 7-80.4 mi
3/10
Anaconda High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Window Treatments
  • Window features: Window Coverings
  • Flooring: Partially Carpeted
  • Finished area above ground: 1,078

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,078
  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0000048900
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: None

Lot

  • Lot size: 3,497 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Avalanche

FEMA Declared Disasters in Deer Lodge County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $149$1,788
Property Taxes $75$900
Electricity $151$1,812
Total$1,259$15,108

Income You'd Need if You Spent...

35% on housing$43,165/yr
40% on housing$37,770/yr
45% on housing$33,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 59711$192
Deer Lodge County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 59711
Deer Lodge County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$175,000

For Sale by Agent

AgentPatrick Reardon
BrokerageShamrock Real Estate

Similar Homes