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103 Howe St, Anaconda, MT, 59711

3beds
2baths
1,248sqft
$180,000
$144price/sqft
$1,280/moest. monthly cost
$51,200/yrincome needed

About This Home

This 3-bedroom, 2-bath manufactured home offers nearly 1,250 square feet of single-level living, including a spacious primary suite. Situated on a generous 15,000-square-foot parcel, the property also features an impressive four-car garage. This is a HUD owned property. HUD homes are sold "as is". Case #311-202092. A bank pre-qualification letter or proof of funds needed to bid.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Fred Moodry IntermediateGrades 3-63.5 mi
2/10
Anaconda Jr High SchoolGrades 7-83.5 mi
3/10
Anaconda High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Full Bath on Main Level
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Varies by Unit

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0000394300
  • Zoning description: R1
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Avalanche
Lightning
Wildfire
Inland Flooding
Landslide

FEMA Declared Disasters in Deer Lodge County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance $154$1,848
Property Taxes $65$780
Electricity $151$1,812
Total$1,280$15,360

Income You'd Need if You Spent...

35% on housing$43,885/yr
40% on housing$38,400/yr
45% on housing$34,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 59711$192
Deer Lodge County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 59711
Deer Lodge County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Listing removed$180,000
2026-07-23Price change$180,000
2026-07-08Listed for sale$200,000
2026-05-11Listing removed$200,000
2026-04-11Price change$200,000
2026-02-20Listed for sale$250,000
2025-11-12Sold--

Unknown Listed By

AgentGary Shea
BrokerageCentury 21 Shea Realty

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