428 W 3rd St, Whitefish, MT, 59937
About This Home
Fully Renovated 1940s Bungalow in Downtown Whitefish Located just steps from downtown Whitefish, this renovated 3-bedroom, 1-bath bungalow blends classic character with modern updates. Recent improvements include a new roof, windows, flooring, kitchen, bathroom, plumbing, and electrical—making it completely move-in ready. Inside, you’ll find engineered wood floors and honed granite countertops in both the kitchen and bathroom. The covered front porch offers a welcoming space to relax. This property is available fully furnished for a seamless, turn-key option. For added flexibility, the adjacent home at 426 W. 3rd (MLS #30058522) is also available, offering excellent potential for guest accommodations or investment use.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,264 sqft
Property
Details
- Parcel number: 07429236214070000
- Zoning description: WR-2
- Special condition: Standard
Lot
- Lot size: 6,098 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Winter Weather
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,337 | $40,044 |
| Home Insurance | $147 | $1,764 |
| Property Taxes | $156 | $1,872 |
| Electricity | $151 | $1,812 |
| Total | $3,791 | $45,492 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $680,000 |
| 2026-03-22 | Price change | $700,000 |
| 2025-10-22 | Listed for sale | $712,000 |
| 2019-02-27 | Listing removed | $2,000 |
| 2019-01-26 | Listed for rent | $2,000 |
| 2018-05-31 | Sold | -- |
| 2018-02-24 | Listed for sale | $325,000 |
| 2012-10-05 | Sold | -- |
| 2012-08-09 | Listed for sale | $169,000 |
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