541 Spokane Ave, Whitefish, MT, 59937
About This Home
Prime Spokane Avenue investment and owner-user opportunity in the heart of Whitefish, MT!! Located on one of the city's highest-traffic corridors, this WR-4 zoned property offers excellent visibility with flexible residential and limited commercial use options designed to remain compatible with the surrounding neighborhood. This property includes two separate structures: a front house and a one-bedroom, one bathroom back house. It is currently leased to a local outfitting business through 10/31/2026 providing immediate income from day one - ideal for a 1031 exchange or investor seeking stabilized cash flow. The layout supports a variety of strategies: live in one unit and operate or lease the other, continue dual-income rentals, or reposition the property for residential use. The main house received a new roof in 2025, and the property has been largely updated throughout, offering a well-maintained asset in a highly desirable Whitefish location. Seller is related to co-listing agent. Exclusion list. Tenants rights apply through 10/31/2026. This information is provided by outside sources and deemed reliable but not guaranteed by the listing agent/brokerage. It is recommended that all buyers and buyers' agents verify all information.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1928
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Forced Air,Gas,Stove
Interior Area
- Total interior livable area: 1,347 sqft
Property
Details
- Parcel number: 07429236407100000
- Zoning: Residential
- Zoning description: WR-4
- Special condition: Standard
- Exclusions: Ring System,Shed on property,Tenants personal/business personal property
Features
- Stories: 1
- Exterior features: Storage
- Topography of land: Level
Lot
- Lot size: 6,490 sqft
- Features: Level
Parking
- Total spaces: 1
- Parking features: Additional Parking,Alley Access
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance | $245 | $2,940 |
| Property Taxes | $283 | $3,396 |
| Electricity | $151 | $1,812 |
| Total | $6,236 | $74,832 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $1,099,000 |
| 2026-02-27 | Listed for sale | $1,149,000 |
| 2023-11-05 | Listing removed | -- |
| 2023-09-12 | Listed for sale | $5,900,000 |
| 2023-07-19 | Listing removed | -- |
| 2023-06-20 | Listed for sale | $5,900,000 |
| 2019-05-13 | Sold | -- |
| 2019-01-04 | Listed for sale | $410,000 |
| 2015-06-10 | Listing removed | $295,000 |
| 2014-07-11 | Listed for sale | $295,000 |
| 2010-12-11 | Listing removed | $444,000 |
| 2010-12-02 | Listed for sale | $444,000 |
| 2010-06-29 | Listing removed | $444,000 |
| 2009-09-24 | Listed for sale | $444,000 |
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