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1027 2nd St E, Whitefish, MT, 59937

2beds
1baths
764sqft
$479,000
$627price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

Charming and full of potential, this 2-bedroom, 1-bath home offers a rare opportunity to own in the heart of Whitefish. Situated on a 0.15-acre lot, this 764 sq ft residence provides a cozy footprint with room to expand, update, or reimagine to suit your vision. Originally built in 1950, the home features a warm, inviting layout and yard space for your garden sanctuary. Whether you're looking for an investment property, a starter home, or a project with upside, this property delivers flexibility and location. The lot offers space for improvements, landscaping, or future enhancements, making it an ideal canvas for those looking to add value. Conveniently located near downtown Whitefish, you'll enjoy easy access to shops, dining, and year-round recreation while still benefiting from a quiet residential setting. Don’t miss this opportunity to create something special in one of Montana’s most sought-after communities. Spokane Avenue, turn E on 2nd Street to home on Right.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
Whitefish Middle 5-8Grades 5-80.3 mi
8/10
Whitefish High SchoolGrades 9-120.2 mi
8/10
L A Muldown SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 764 sqft

Property

Details

  • Parcel number: 07429331108070000
  • Zoning: Residential
  • Zoning description: WR-2
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: Back Yard,Wood
  • Topography of land: Level

Lot

  • Lot size: 6,534 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Alley Access,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $107$1,284
Property Taxes $111$1,332
Electricity $151$1,812
Total$2,791$33,492

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 59937$569
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59937$482
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$479,000

For Sale by Agent

AgentTyler Anderson
BrokerageNational Parks Realty - Whitefish

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