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237 5th Ave NE, Cut Bank, MT, 59427

3beds
3baths
1,536sqft
$219,900
$143price/sqft
$1,511/moest. monthly cost
$60,440/yrincome needed

About This Home

This truly unique home blends efficiency, comfort, and authentic Montana character. Designed with passive solar heating to maximize energy savings and supported by electric baseboard heat for added comfort, this 3-bedroom, 3-bath residence is built for Montana living. Located on a desirable corner lot, the property offers a spacious yard, numerous thoughtful updates, and an attached garage for convenience and storage. Featured in Warm Places: A Sampling of Energy-Efficient Montana Homes by the DNRC and described as “a house for Cut Bank weather,” this home is as historically notable as it is functional. Don’t miss this rare opportunity to own a home built to thrive through Montana winters with ease.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
H C Davis ElementaryGrades PK-30.4 mi
2/10
Cut Bank 7-8Grades 6-80.5 mi
3/10
Cut Bank High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Sauna
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Geothermal

Interior Area

  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 38452912122040000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: City,Park/Greenbelt,Mountain(s),Residential
  • Topography of land: Level

Lot

  • Lot size: 0.32 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Glacier County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance $130$1,560
Property Taxes $119$1,428
Electricity $151$1,812
Total$1,511$18,132

Income You'd Need if You Spent...

35% on housing$51,805/yr
40% on housing$45,330/yr
45% on housing$40,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.3%
8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 59427$182
Glacier County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 59427
Glacier County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$228,000
2026-02-13Listed for sale$233,000
2026-01-04Listing removed$233,500
2025-11-04Price change$233,500
2025-10-02Listed for sale$241,500
2021-06-30Sold--
2021-05-14Contingent$160,000
2021-05-04Listed for sale$160,000
2021-03-22Pending sale$160,000
2021-03-11Listed for sale$160,000
2018-08-11Sold--
2018-06-29Pending sale$149,000
2018-06-05Listed for sale$149,000

For Sale by Agent

AgentChase Scheffler
BrokerageLive in Montana Real Estate

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