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313 3rd Ave SE, Cut Bank, MT, 59427

4beds
2baths
1,440sqft
$179,500
$125price/sqft
$1,261/moest. monthly cost
$50,440/yrincome needed

About This Home

Great opportunity! This 4-bedroom, 2-bath home situated on an oversized (10,000sq/ft) lot with a LARGE 50'X26', garage/shop! The functional floor plan features 2 bedrooms and 1 full bath upstairs, with an additional 2 bedrooms and 1 full bath downstairs and a family room. Perfect for a family needing extra living space up and down. Fully remodeled utility room and bathroom downstairs (pictures coming!) Gas forced air with A/C condenser for year round comfort. Outside, you'll find a large fenced and landscaped yard with a nice lawn. Property will accommodate RV, boat or utility trailer parking. House has brand new metal roof on both the house and the shop! The large shop sits on a full continuous concrete slab with poured in stem walls, four 8ft doors with entry from the front and alley. Personal touch and some finish work will take this house to the next level. Seller will consider Seller financing if the terms are right. Close to all amenities in town, and 45 min from Glacier Natl. Park. With the generous lot size, shop and house, this is unique find!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
H C Davis ElementaryGrades PK-30.3 mi
2/10
Cut Bank 7-8Grades 6-80.2 mi
3/10
Cut Bank High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1932

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 720

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 38452912309140000
  • Zoning: Residential
  • Zoning description: 1
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Rain Gutters,Storage
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Residential,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 10,236 sqft
  • Features: Back Yard,Front Yard,Landscaped,Secluded,Level

Parking

  • Total spaces: 4
  • Parking features: Alley Access,On Street
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Glacier County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance $106$1,272
Property Taxes $97$1,164
Electricity $151$1,812
Total$1,261$15,132

Income You'd Need if You Spent...

35% on housing$43,234/yr
40% on housing$37,830/yr
45% on housing$33,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.3%
8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 59427$183
Glacier County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 59427
Glacier County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$179,500
2012-09-27Listing removed$73,500
2012-06-02Listed for sale$73,500

For Sale by Agent

AgentChris Yamamoto
BrokerageBuy N Sell MT Real Estate LLC

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