See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

221 4th Ave SE, Cut Bank, MT, 59427

1beds
1baths
734sqft
$83,000
$113price/sqft
$664/moest. monthly cost
$26,560/yrincome needed

About This Home

Offering more space than meets the eye, this 1-bedroom, 1-bathroom home features extra useable space to fit your needs. Since 2015, the property has undergone extensive updates, including a remodeled kitchen with new cabinets and countertops, updated flooring, appliances, interior doors, main-floor paint, bathroom tile, electrical, plumbing, central air conditioning, and a front metal roof. The water heater was replaced in 2021. Whether you're looking for a primary residence, a weekend getaway, or a rental investment, this property offers plenty of potential. Conveniently located within easy driving distance of Glacier National Park. The area offers outstanding hunting, fishing, hiking, and year-round outdoor recreation.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
H C Davis ElementaryGrades PK-30.3 mi
2/10
Cut Bank 7-8Grades 6-80.1 mi
3/10
Cut Bank High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 734 sqft

Property

Details

  • Parcel number: 38452912314130000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 7,013 sqft

Parking

  • Parking features: Additional Parking,Alley Access,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Glacier County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $419$5,028
Home Insurance $49$588
Property Taxes $45$540
Electricity $151$1,812
Total$664$7,968

Income You'd Need if You Spent...

35% on housing$22,765/yr
40% on housing$19,920/yr
45% on housing$17,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.3%
8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 59427$186
Glacier County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 59427
Glacier County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$83,000

For Sale by Agent

AgentChase Scheffler
BrokerageLive in Montana Real Estate

Similar Homes