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146 3rd Ave NW, Cut Bank, MT, 59427

1beds
1baths
628sqft
$115,000
$183price/sqft
$862/moest. monthly cost
$34,480/yrincome needed

About This Home

Seller is willing to pay up to $2,500.00 of the buyer's closing costs. Very cute single level home. Move in ready. Fully remodeled with as open a concept as this home will allow for its size. New paint, new flooring, new walk in show, new toilet, new sink, new breaker box, newer refrigerator, newer range and a new hot water heater. Garage is fully finished with a concrete floor and a garage door opener. This oversized lot is fully fenced with beautiful mature trees in the yard. All of this on the corner of 3rd Ave NW and 2nd St NW. The Jim Gregg Tennis Complex is one block away for those that want to get out and exercise. Conveniently located to get around town.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
2/10
Cut Bank 7-8Grades 6-80.6 mi
3/10
Cut Bank High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Window Treatments
  • Window features: Window Coverings
  • Flooring: Laminate,Plank,Vinyl
  • Finished area above ground: 628

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 628
  • Total interior livable area: 628 sqft

Property

Details

  • Parcel number: 0000001144
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Concrete Driveway
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,497 sqft
  • Features: Lawn

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Glacier County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance $68$816
Property Taxes $62$744
Electricity $151$1,812
Total$862$10,344

Income You'd Need if You Spent...

35% on housing$29,554/yr
40% on housing$25,860/yr
45% on housing$22,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.3%
8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 59427$185
Glacier County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 59427
Glacier County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-25Listed for sale$115,000

For Sale by Agent

AgentRon Dodd
BrokerageFathom Realty

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