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36847 Timberlane Rd, Saint Ignatius, MT, 59864

3beds
2baths
1,246sqft
$450,000
$361price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

Welcome to country living with the convenience of being just minutes from town! This well-maintained 3-bedroom, 2-bath home sits on 3.77 acres along a paved road, offering plenty of space both inside and out. Recent updates include new windows, siding, and roof, while the remodeled kitchen, dining room and bathroom adds modern comfort and style. The partially finished basement provides additional living potential and includes a washer and dryer, shower, and an abundance of storage space. Outside, enjoy relaxing on the deck just off the heated double detached garage, complete with a workbench and extra storage for all your projects. Adding to the property's charm is the cutest little historic log cabin, offering endless possibilities as a hobby space, studio, or playhouse. The acreage also features a fenced area, basketball court, and play area, creating the perfect setting for recreation, gardening, or simply enjoying Montana's wide-open spaces. This is a property that offers something for everyone!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Ronan Middle SchoolGrades 5-81.1 mi
2/10
Ronan High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Poured
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Main Level Primary
  • Finished area below ground: 442

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,246 sqft

Property

Details

  • Parcel number: 15298712201020000
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Storage,Propane Tank - Owned
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Meadow,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 3.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Avalanche
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $257$3,084
Property Taxes $138$1,656
Electricity $151$1,812
Total$2,821$33,852

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 59864$269
Lake County$407

vs Homes Sold Last Month

Median $/sqft

ZIP 59864
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$450,000

For Sale by Agent

AgentLacy Leigh Cates
BrokerageRE/MAX Legacy Homes

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