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707 5th Ave E, Polson, MT, 59860

1beds
1baths
508sqft
$221,900
$437price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Nestled in a peaceful neighborhood, this cozy one-bedroom, one-bath gem is only five homes away from the shimmering shores of Flathead Lake and just moments from everything Polson has to offer. Embrace the close proximity of lakeside living! Affordable electric baseboard heat, a large, fully fenced yard perfect for relaxation or outdoor activities. Been previous used for a vacation rental but would make a great and affordable starter home. A single-car detached garage provides ample storage or workspace. This home comes turn-key, complete with all appliances , does have stove top hookups and tasteful furnishings—ready for you to move right in!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

4/10
Linderman SchoolGrades 2-40.3 mi
6/10
Polson Middle SchoolGrades 5-81.1 mi
5/10
Polson High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total interior livable area: 508 sqft

Property

Details

  • Parcel number: 15322803316030000
  • Zoning description: 2
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Wildfire
Avalanche
Inland Flooding
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,122$13,464
Home Insurance $158$1,896
Property Taxes $73$876
Electricity $151$1,812
Total$1,504$18,048

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$421
Lake County$408

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$224,900
2026-03-17Price change$225,900
2026-02-20Price change$226,900
2026-02-07Price change$227,900
2026-01-28Price change$228,900
2026-01-14Price change$229,900
2026-01-04Price change$230,900
2025-12-19Price change$231,900
2025-12-05Price change$232,900
2025-11-11Price change$233,900
2025-10-16Price change$234,900
2025-08-12Price change$235,900
2025-07-07Price change$236,900
2025-06-16Price change$237,400
2025-05-29Price change$237,900
2025-04-26Price change$238,200
2025-04-11Price change$238,600
2025-03-19Price change$238,900
2025-03-05Price change$239,400
2025-01-29Price change$239,800
2025-01-13Price change$242,800
2024-12-23Price change$244,800
2024-12-12Price change$249,800
2024-12-02Price change$254,600
2024-11-19Listed for sale$259,800
2022-08-12Sold--

For Sale by Agent

AgentTrudy Berge
BrokerageHomeSmart Realty Partners

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