403 8th St E, Polson, MT, 59860
About This Home
This well-located in-town home offers a rare 5-bedroom, 2.5-bath layout with a flexible design ideal for a variety of lifestyles. Move-in ready, it features a newer roof and basement egress windows installed around 2019, providing both peace of mind and added functionality. Inside, you’ll find multiple heating options, including a cozy fireplace and a newer mini-split system that provides both heating and cooling—perfectly placed in the main-level family room and a sunny south-facing bedroom. The layout is practical and inviting, with direct access from the garage into the kitchen and adjoining laundry room, both equipped with ample storage in updated hickory cabinetry. The dining area includes two built-in serving counters, adding convenience and charm for everyday living or entertaining. Situated on a corner lot, the property offers enhanced privacy and efficient use of outdoor space. The yard reflects true Montana living, complete with a greenhouse, raised garden beds, fruit trees, and a built-in chicken coop. There’s also space previously used for RV storage, featuring a convenient 50-amp electrical hookup. Location is a standout feature, with an easy stroll to Flathead Lake, nearby parks, grocery stores, shops, and local dining. This home is especially appealing for those seeking main-level living, with a fully finished basement that provides additional space for guests or extended stays. Whether you're downsizing or investing, this property offers versatility, comfort, and value in a desirable setting.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,260
Heating & Cooling
- Heating features: Baseboard,Ductless,Electric,Hot Water,Radiant
- Cooling features: Ductless
Interior Area
- Total interior livable area: 2,520 sqft
Property
Details
- Parcel number: 15322803317010000
- Zoning description: 2
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Patio
- Exterior features: Garden,RV Hookup
- Fencing: Cross Fenced,Perimeter
- Topography of land: Level
Lot
- Lot size: 7,013 sqft
- Features: Front Yard,Garden,Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Garage,Garage Door Opener,RV Access/Parking,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $375 | $4,500 |
| Property Taxes | $182 | $2,184 |
| Electricity | $173 | $2,076 |
| Total | $3,384 | $40,608 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $525,000 |
| 2026-04-23 | Listed for sale | $549,000 |
| 2019-04-04 | Sold | -- |
| 2018-12-03 | Price change | $245,000 |
| 2018-09-01 | Listed for sale | $250,000 |
| 2012-03-30 | Sold | -- |
| 2012-03-04 | Price change | $99,900 |
| 2011-11-06 | Price change | $111,300 |
| 2011-09-29 | Price change | $117,200 |
| 2011-08-28 | Price change | $123,400 |
| 2011-07-22 | Listed for sale | $129,900 |
| 2008-06-12 | Listing removed | $249,000 |
| 2008-05-15 | Listed for sale | $249,000 |
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