107 3rd Ave E, Polson, MT, 59860
About This Home
Seize a compelling investment opportunity in the heart of vibrant Polson, where Montana’s pristine headwaters and the natural draw of Flathead Lake support strong, year-round appeal. Zoned Central Business (CBZD), this property offers excellent income and appreciation potential with flexible live/work use. Investors can capitalize on multiple strategies, including professional office space (law, accounting, or consulting), therapeutic or wellness practices, boutique retail, or a cafe concept—all in a highly visible, easily accessible location. Originally built in 1930 and extensively renovated in 2022, the property benefits from significant capital improvements that reduce near-term maintenance costs and enhance long-term value. Upgrades include a new roof, energy-efficient windows, a modern mini-split HVAC system, updated electrical and plumbing, and spray foam insulation—positioning the asset for operational efficiency and tenant appeal. The site offers practical parking solutions with at least two dedicated spaces via the alleyway, plus convenient on-street parking along 3rd Avenue. Located directly across from the U.S. Post Office, the property enjoys consistent visibility, steady traffic, and ease of access—key drivers for tenant success and business viability. With its strategic zoning, recent upgrades, and prime location, this property presents a rare chance to secure a versatile, income-producing asset in one of Polson’s most desirable commercial corridors.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1930
Materials
- Foundation: Other
- Roof: Asphalt
- Construction materials: Foam Insulation,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Wired for Data
- Finished area below ground: 0
Heating & Cooling
- Heating features: Ductless,Electric,Hot Water
- Cooling features: Ductless
Interior Area
- Total interior livable area: 792 sqft
Property
Details
- Parcel number: 15322804426040000
- Zoning: See Remarks
- Zoning description: (CBZD) Business Central, see documents for more details
- Special condition: Standard
Features
- Levels: One
- Exterior features: Rain Gutters
- Fencing: Partial
- Topography of land: Level
Lot
- Lot size: 3,789 sqft
- Features: Landscaped,Level
Parking
- Parking features: Alley Access,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance | $203 | $2,436 |
| Property Taxes | $107 | $1,284 |
| Electricity | $151 | $1,812 |
| Total | $1,902 | $22,824 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $299,000 |
| 2025-11-22 | Listing removed | $299,000 |
| 2025-09-12 | Listed for sale | $299,000 |
| 2020-09-18 | Sold | -- |
| 2020-09-04 | Pending sale | $74,900 |
| 2020-08-28 | Listed for sale | $74,900 |
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