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112 8th Ave W, Polson, MT, 59860

1beds
1baths
576sqft
$219,000
$380price/sqft
$1,486/moest. monthly cost
$59,440/yrincome needed

About This Home

Fall in love with this adorable, cheery 1950s home, beautifully remodeled and ideally located across the street from schools and just steps from downtown Polson, city parks, beaches, and the recreation path. This home perfectly blends classic character with modern updates in a highly walkable, convenient setting. Inside, you’ll find a fully remodeled interior completed to code, featuring new flooring, a stylish updated kitchen and bathroom, custom cabinetry, new windows, and completely updated electrical. A durable metal roof adds long-term peace of mind, while the home maintains its warm, inviting charm. The exterior offers standout curb appeal with a welcoming front deck and a bright, sunny enclosed porch—perfect for morning coffee or relaxing afternoons. Step into your own private backyard oasis, complete with privacy fencing, a greenhouse, covered outdoor entertaining space, and a gravel patio ideal for gatherings. A detached shop provides excellent space for hobbies, storage, or projects, along with additional off-street parking for convenience and full RV Hook ups. So much to love in this cute little offering!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

--
Cherry Valley SchoolGrades PK-10.0 mi
6/10
Polson Middle SchoolGrades 5-80.6 mi
5/10
Polson High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Foundation: Poured
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 15322809141030000
  • Zoning description: MRZD
  • Special condition: Standard
  • Exclusions: Exterior Fans

Features

  • Levels: One
  • Patio & porch: Enclosed,Front Porch,Patio
  • Exterior features: RV Hookup
  • Fencing: Chain Link,Perimeter
  • Topography of land: Level

Lot

  • Lot size: 7,013 sqft
  • Features: Back Yard,Landscaped,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance $156$1,872
Property Taxes $72$864
Electricity $151$1,812
Total$1,486$17,832

Income You'd Need if You Spent...

35% on housing$50,948/yr
40% on housing$44,580/yr
45% on housing$39,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$421
Lake County$408

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$219,000
2021-08-02Sold--
2021-06-15Contingent$135,000
2021-06-07Listed for sale$135,000
2021-06-03Contingent$135,000
2021-05-26Listed for sale$135,000
2021-05-12Contingent$135,000
2021-05-05Listed for sale$135,000

For Sale by Agent

AgentSarah E Beck
BrokerageCentury 21 Big Sky Real Estate - Polson

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