806 4th St W, Polson, MT, 59860
About This Home
Check out this charming corner lot home/investment property near Flathead Lake - * Turn Key Ready as well as zoned for multi-family units* This easy keeper is impeccably maintained, fully furnished 2-bedroom, 1-bathroom home on a beautifully manicured .16-acres. This charming residence features a spacious, detached oversized double-stall garage with ample storage. Enjoy a privacy-fenced backyard with a stamped, colored cement patio, aluminum gazebo, and barbecue area—perfect for entertaining. Additional amenities include an RV dump and a raised garden bed. Inside, find a cozy, well-appointed interior with a full laundry room. Located just blocks from Flathead Lake, this home offers tranquility and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 756 sqft
Property
Details
- Parcel number: 15322809220030000
- Zoning: Multi-Family
- Zoning description: 3
- Special condition: Standard
Features
- Stories: 1
- Fencing: Vinyl
Lot
- Lot size: 7,013 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,012 | $24,144 |
| Home Insurance | $284 | $3,408 |
| Property Taxes | $132 | $1,584 |
| Electricity | $151 | $1,812 |
| Total | $2,579 | $30,948 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-22 | Listed for sale | $398,000 |
| 2025-04-26 | Listing removed | $398,000 |
| 2024-08-02 | Listed for sale | $398,000 |
| 2024-05-20 | Listing removed | -- |
| 2024-05-17 | Listed for rent | $1,700 |
| 2024-03-22 | Listing removed | -- |
| 2024-02-09 | Listed for rent | $1,700 |
| 2021-11-18 | Sold | -- |
| 2021-10-03 | Pending sale | $329,900 |
| 2021-09-30 | Listed for sale | $329,900 |
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