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113 Ridgewood Ln, Helena, MT, 59601

6beds
3baths
2,464sqft
$449,000
$182price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

6 BEDROOM 3 BATH HOME IN A GREAT NIEGHBORHOOD UNDER 500K!!!!! This house is on a corner lot within walking distance of Capital High School with a little bit of TLC this property could turn into your dream home. More pictures to follow.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Four Georgians SchoolGrades PK-50.5 mi
6/10
7/10
Capital High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,232

Interior Area

  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 05188724120010000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $182$2,184
Property Taxes $213$2,556
Electricity $169$2,030
Total$2,834$34,008

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$194
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Contingent$449,000
2026-03-28Listed for sale$449,000
2020-10-05Sold--
2008-05-11Listing removed$229,900
2008-03-31Listed for sale$229,900

For Sale by Agent

AgentJim Benner
BrokerageeXp Realty - Helena

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