109 Elmwood Ln, Helena, MT, 59601
About This Home
This well loved ranch style home is nestled in Helena's established Sunhaven neighborhood. Situated on a generous 0.28-acre lot, this 4-bedroom, 2.5-bath home offers 1,642 square feet on the main level plus a full basement making it 3,284 square feet total, giving everyone plenty of room to spread out. The bright and open kitchen features warm oak cabinetry, a large peninsula, stainless steel dishwasher, and abundant windows that flood the space with natural light. The kitchen flows seamlessly into the dining area and out to the backyard through a sliding glass door. Perfect for entertaining, the inviting living room is anchored by a striking floor-to-ceiling stacked stone fireplace creating a cozy and functional focal. Enjoy a covered deck, a circular poured patio, and a built-in brick outdoor kitchen with a grill — all set against a backdrop of sweeping mountain views. The fully fenced backyard is large, level, and ready for garden beds, pets, or summer gatherings. Additional highlights include an attached garage, forced-air, an asphalt shingle roof, and a concrete foundation with a basement with room to expand. Close to schools, parks, and all that Helena has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace,Main Level Primary
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,542
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 2,135 sqft
Property
Details
- Parcel number: 05188724126310000
- Zoning: Residential
- Zoning description: 2-Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 1
- Patio & porch: Deck,Front Porch
- Exterior features: Built-in Barbecue,Barbecue,Fire Pit
- Fencing: Wood
- Has view: Yes
- View description: Residential
- Topography of land: Level
Lot
- Lot size: 0.28 Acres
- Features: Back Yard,Front Yard,Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Additional Parking,RV Access/Parking,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lewis and Clark County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $243 | $2,916 |
| Property Taxes | $285 | $3,420 |
| Electricity | $151 | $1,812 |
| Total | $3,712 | $44,544 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $600,000 |
| 2026-06-03 | Listed for sale | $629,900 |
| 2012-06-07 | Listing removed | $229,000 |
| 2012-01-18 | Listing removed | $1,100 |
| 2011-12-19 | Listed for rent | $1,100 |
| 2011-10-02 | Listed for sale | $229,000 |
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